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Significantly Reduce Your Debt Repayments!Take our easy, confidential quiz now to qualify.

Falling behind on your debt repayments can be scary and stressful for anyone, and being over-indebted to Credit Providers makes handling your finances almost impossible. What does it mean to be over-indebted? Over-indebted is when your monthly expenses exceed your monthly income.

Check if you Qualify for Debt Review

How We Help

Our dedicated team of Debt Counsellors strives to maintain:
Our team will try to the best of their abilities to always:

Financial Freedom in 5 Easy Steps

Your journey to becoming debt-free is at your fingertips. It is a simple process whose primary focus is to immediately free you from your debt struggles by reducing your interest rates and consolidating your payment plan. The following five steps lead you along a stress-free path to ridding yourself of the financial burden of debt.
Step 1: Apply
Complete our easy, straightforward, and confidential application form.
 
Step 2: Review
Our registered debt counsellors will review your information. We will also ask your Credit Providers to give us a Certificate of Balance (COB) for your accounts and then we evaluate whether you are over-indebted.      
                                                   
Step 3: Outcome
Your Credit Providers and the Credit Bureau will be informed that you are under Debt Review if you qualify.
 
Step 4: Plan
We can now restructure your payment plan into one single reduced monthly payment that is affordable to you, leaving you with sufficient money for your everyday living expenses.
 
Step 5: Finalize
Our specialist attorneys will make an application in court, making your restructured payment plan a court order. This protects you from any future legal action your Credit Providers might have taken against you. (This excludes all legal action that your Credit Providers have already brought against you).

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Frequently Asked Questions